Fall may not be the time of year you most equate with finances. Times most people think about money are, appropriately, around tax time or even the holidays. However, by taking a good look at your financial plans during the autumn months, you can set your holiday and tax time plans into full motion.
Wait a Bit on All Back to School Shopping
There are obviously going to be some items you’ll need to get before school begins, and you’ve probably already handled that, but don’t go overboard. It’s very easy to buy too many things before the school year starts. Wait until your child is a few weeks into the school year and then see if there are any things that they definitely need that don’t include a new backpack, Trapper Keeper, and notebooks. Kids still use Trapper Keepers, right?
Start Holiday Shopping Planning Now
You might not be ready for pumpkin spice lattes, but are you ready for holiday shopping in September? It might not be the most popular move, but it could be the most cost effective. Online deals are always prevalent and by starting early, you have more time to wait for the best time to buy.
Book Your Holiday Trips
Flying or driving to visit family over the holiday? Book those flights and hotels now before the prices go up. This may be a tip that many people take stock in, so there’s maybe more rush to do this than others.
Get Your House Ready for Winter
Winterizing your home isn’t something that may be on most people’s minds during the beginning of fall. By making sure your windows aren’t drafty and checking in on your insulation, you may be able to save a few extra dollars this winter season.
Stay on Top of Tax Payments
This is especially true if you’re a small business owner. Make sure that you’re staying up to date with your estimated payments or other applicable spending allotments. It’s easy to let the schedules get away from you.
Don’t worry, before you know it, the new year will be creeping in! Keep an eye on your finances and you can greet it in frugal style!