By this time, most of America is familiar with the Equifax breach that was disclosed on September 7, 2017 because 143 million were affected by the incident.
Even if you have already determined whether or not you were impacted by the breach, here are a few steps you can take to secure your information.
1. First, visit www.equifaxsecurity2017.com to determine if you were, in fact, impacted by the breach. Equifax is currently offering free credit monitoring to those interested, whether or not they were impacted by the breach.
2. Check your credit reports by visiting www.annualcreditreport.com. If you view activity that you do not recognize, visit IdentityTheft.gov for additional steps.
3. You can opt to place a credit freeze on your files, which makes it more difficult for identity thieves to access your data. You can also place a fraud alert on your files, which warns creditors that you may be an identify theft victim, prompting them to require more information to verify your identity Visit the FTC’s credit freeze and fraud alert FAQ page: www.consumer.ftc.gov/articles/0497-credit-freeze-faqs
4. Monitor your existing credit card and bank accounts even more closely than normal to make sure there are no anomalies.
5. The FTC also recommends filing your taxes early, before any potential identity thief could. Respond immediately to IRS letters.
For even more detailed recommendations from the FTC, please visit https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do
If you have additional questions, please feel free to contact the The McLean team of Steel Valley Investment Group.
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